Practice card · United Kingdom
The gennCard
FIRST EXPERIENCES / KOWLOONPOINT OF SALE ONLY
Experience using a card. Build familiarity before taking on credit.
Made for your first card experience
The gennCard is a practice card for people who are new to credit cards, including those under the age of 21. It offers a way to explore the card experience in a dedicated setting without taking on credit.
kowloonPoint of Sale only
The gennCard is accepted exclusively at kowloonPoint of Sale. It is not a general-purpose card for use at other retailers or payment terminals.
Who is it for?
- First-time card users who want to become familiar with card use.
- People under 21 who want a practice experience.
- Anyone exploring the experience before applying for a credit product.
Being under 21 is an intended audience, not a guarantee of acceptance. Confirm minimum age and any parent or guardian requirements through the application process.
How to apply
- Read the eligibility information. U.S. customers are not supported.
- Open the gennCard application using the button below.
- Review the application terms, including how practice use works, any charges, age requirements and verification steps, before submitting.
The application opens on onlineapplication.bofkl.co.uk. This public information page does not collect application details.
Questions about gennCard
Can I use it in any shop?
No. The gennCard is accepted at kowloonPoint of Sale only.
Is gennCard the Eternus X Card?
Both are practice cards. Eternus X is our Term Card and has a much higher practice limit than gennCard. Learn about Eternus X →
Does a practice card establish a credit history?
Do not treat gennCard as a credit-building product. It is presented as a practice experience; ask customer help to confirm its terms and any data reporting before applying.
How can I get help?
Email cshelp@bofkl.co.uk. Do not send identity documents, card details or passwords through ordinary email.