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Eternus X & gennCards

Explore the higher-limit Eternus X Term Card and the gennCard practice card.

Practice cards · United Kingdom

Two ways to explore the card experience

Meet gennCard and the Eternus X Term Card. Both are practice cards; Eternus X offers a much higher practice limit than gennCard.

Eternus X Card

A practice card with more room to explore. Eternus X is our Term Card — another practice-card option, with a much higher limit than gennCard.

  • Designed for a practice-card experience.
  • A much higher practice limit than gennCard.
  • Exact limits, acceptance, eligibility and the meaning of the term period are confirmed in the product terms.

Explore the Eternus X Card →

Enquire about Eternus X

Your first card experience starts here.

A practice card for new card users and those under 21 who want to explore the experience without taking on credit.

Accepted at kowloonPoint of Sale only.

Explore the gennCard →

Apply for gennCard →

Consumer notices

Practice cards, not current or savings accounts. Eternus X is our higher-limit Term Card practice product; gennCard is a practice card accepted at kowloonPoint of Sale only. A practice limit is not a statement of cash value or money available to withdraw.

Read the terms before applying. Confirm the assigned limit, permitted use, eligibility, minimum age, any guardian requirements, fees and how the product ends. Exact Eternus X limits, term duration and acceptance have not been published.

No credit or protection promises. Do not assume these products build credit, guarantee future credit approval or include deposit protection. No FCA/PRA authorisation or FSCS coverage is claimed by this website.

Read all consumer notices and important information →

Questions about our cards?

Email cshelp@bofkl.co.uk. For suspicious messages or impersonation, contact securitydesk@bofkl.co.uk.

We do not offer current or savings accounts. U.S. customers are not supported.

Card issuer

All Bank of Kowloon – UK cards are issued by Meriaken MultiGlobal Card Issuing Service.

Read Card Issuing Terms →